随着全球化的不断深化和网络技术的快速发展，跨境电子商务迅速发展，以跨境电子商务为主要交易内容的第三方跨境支付得以快速发展。第三方跨境支付具有方便快捷、业务范围广、成本低等优点，并快速占领了跨境电子商务支付的主要市场。本文通过对第三方跨境支付的含义和特点进行说明，阐述中国第三方支付市场发展现状，分析第三方跨境支付机构的盈利模式，并对其发展存在的问题与风险进行研究，探讨如何完善第三方跨境支付，进而促进跨境电子商务的进一步发展，具有针对性和现实性意义。

关键词：跨境电商、第三方跨境支付、收汇支付、跨境电子支付

With the deepening of globalization and the rapid development of network technology, cross-border e-commerce has developed rapidly, and third-party cross-border payments with cross-border e-commerce as the main transaction content have developed rapidly. Third-party cross-border payment has the advantages of convenience and speed, wide scope of business, low cost, and quickly occupied the main market of cross-border e-commerce payment. This article explains the meaning and characteristics of the third-party cross-border payment, expounds the current situation of the development of the third-party payment market in China, analyzes the profit model of the cross-border third-party payment institutions, and studies the problems and risks in its development. It is meaningful and practical to discuss how to perfect the third-party cross-border payment and promote the further development of cross-border e-commerce.

Keywords: Cross-border E-commerce, Third-party Cross-border Payment, Collection and Payment, Cross-border Electronic Payment