近年来我国外汇市场总体稳健发展，市场外汇供求基本保持平衡，外汇产品渐趋丰富，外汇交易币种逐渐增加，对银行外汇业务的需求也不断增加，这对我国商业银行来说既是机遇又是挑战，外汇业务发展前景广阔但同时也有许多问题和阻碍需要解决和克服。中国银行是目前我国外汇业务做的最好的商业银行，其产品和经验对我国商业银行外汇业务发展有着积极的借鉴作用，为此本文特以中国银行为例，尝试探索我国商业银行外汇业务的现状、存在问题及相关对策。

关键词：中国银行、外汇业务、外汇产品

In recent years, foreign exchange market in China has generally developed steadily. The supply and demand of foreign exchange in the market have basically maintained a balance. Foreign exchange products have become more abundant, and the currencies of foreign exchange transactions have gradually increased. The demand for foreign exchange business of banks has also increased. This is both an opportunity and an opportunity for commercial banks in China because the development of foreign exchange business is optimistic, but problems and obstacles faced are abundant and needed to be resolved and overcome. Bank of China is currently the best commercial bank in China’s foreign exchange business. Its products and experience have a positive reference to the development of foreign exchange business of Chinese commercial banks. Therefore, this paper takes Bank of China as an example to explore the current situation, existing problems, and related countermeasures of foreign exchange business of Chinese commercial banks. 

Keywords: Bank of China, Foreign Exchange Business, Foreign Exchange Products